Before the trap of deception, it is good for you to make sure some of the reason in the field of banking crimes:

1. Telephone Fraud
This mode is usually done with him and told you that you get a reward, the family experienced severe, or expressed interest over the goods advertised. Under it the caller will guide you to the ATM and guides you follow the instructions over the phone.

How to avoid:
First check the identity of the caller. Immediately close the phone and checked for any information you receive. For companies running the lottery in general are not asking winners to transfer some funds to the companies running. If you received a phone call telling me there was the family by accident, do not panic. Equipment check the identity of callers and do the checking. Well, if you put an ad to sell or rent your property, be careful of callers are very easy to agree with the price offered and promised to transfer a sum of money as a sign so.

2. Email scams
There are times when you receive an email that seems barasal from the bank and it looks like the original. In this mode criminals ask you to enter account numbers and PIN numbers. The other way is to create a website address of your bank that seems original but are actually fake website. Usually you will be prompted to enter the number of your PIN number in this website is the reason for updating personal data.

How to avoid:
Never reply to emails that ask you to enter an account number (or user id) and PIN number. Banks may not ask for personal information via email because the bank already has that information. If you go into the bank website to do transaction, make sure your website address is correct and you have the additional security procedures such as tokens, as well as user id and password.

3. Fraud through investment in return for very high interest
In this mode a company usually offers the promise of investments with very high yield. Be careful, because some bids did not meet many of the proven return as promised.

How to avoid:
Ask yourself, is it really fair interest return on investment is very high. Do check the credibility of the company offering the investment. Make sure you’re protected from a legal standpoint before deciding to make an investment.

4. Fraud using credit card on internet
Today more and more shops or merchants that offer products and services via telephone or the Internet with the convenience of paying by credit card. You are only required to mention the credit card number, validity, and three-digit secret code printed on the back of your credit card and the transaction was executed.

How to avoid:
Make sure you understand the products and services offered from the stores or merchants, and understand the terms and provisions of goods or services offered.

5. Counterfeiting of bank call center phone number
Perpetrators are usually made as if you damaged a bank ATM machine and your card swallowed. Panicking unconsciously you will contact a number of false call centers around the ATM machine. Usually the actors will ask for your PIN number and armed with these numbers, the offender will drain money.

How to avoid:
Record the number 24 hours from the bank where you become a customer. Never give your PIN number because the bank will never ask customers PIN numbers.